Benefits, Grants and Loans

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Overview

The government of the United States offers nearly 1,500 programs that are considered to be discretionary assistance programs. These programs are considered to be discretionary because unlike other government programs where qualifying citizens are automatically entitled to coverage, people interested in applying for these programs need to make formal application, go through a review process and be approved.

Government benefits, grants and loans come in a variety of forms from monetary assistance to access to federally owned surplus materials to training and education.

Some benefits are granted on a temporary basis; some once qualified for, continue a lifetime. The groups of people that can apply for government benefits include: individuals; public, private profit and non-profit organizations; U.S. territories and possessions; tribal governments; and, state and local governments.

Grants are normally awarded for a specific purpose, a set length of time and a certain amount of money, although some can be renewed or extended depending on the program. The process of applying for government grants can be tedious and time consuming; a whole industry of professionals who specialize in applying for government grants has emerged because the process is so exacting.

Loans, approved for businesses, state and local governments, organizations and individuals that qualify are intended to be repaid.

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Benefits, Grants and Loans News

  • What have you done for us lately?

    Every May, after the tasseled hats have fallen to the ground and the graduation parties have died down, hundreds of thousands of new graduates enter the workforce. Or at least that’s the plan.

    San Diego Reader

  • Sangre Chronicle > Eagle Nest > Council to apply for grant, loan for services expansion

    EAGLE NEST — The Eagle Nest Village Council voted unanimously Tuesday (July 20) to apply for a grant/loan from the U.S. Department of Agriculture for funding to expand municipal water and wastewater services to Leisure Estates and West Lake sub-divisions.

    Sangre de Christo Chronicle

  • Some loans come with a bonus of training, supervision

    When small-business owner Susana Serna wanted to expand her medical clinic into a larger office this year, she didn’t even try to land a bank loan. She knew she wouldn’t qualify. Instead, Serna combed the Internet for alternative financing and found MercyCorps Northwest, the domestic affiliate of the Portland-based international disaster relief organization. It runs a small-business loan program ...

    The Columbian

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